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Home » Commercial Property Insurance

Commercial Property Insurance

What Does Commercial Property Insurance Cover?

Commercial property insurance is a vital safeguard for businesses, offering financial protection against various risks that could cause economic losses and disrupt operations.

a tall building with commercial property insurance and a red sign on top of itThis type of insurance can typically help financially cover businesses’ physical assets, such as buildings, equipment, inventory and furniture.

Commercial Property Insurance Coverage Explained

Commercial property may include the following coverage:

  • Building coverage can financially protect the physical structure of your business premises. Whether you own or lease your building, this coverage can help repair or rebuild it in the event of damage from covered perils like fire, vandalism, or certain weather events.
  • Contents coverage includes protection for the items inside your building, such as office furniture, computers and inventory. If these items are damaged or destroyed by a covered event, your policy can help cover the cost of repair or replacement.
  • Equipment breakdown can assist with the expenses of repairing or replacing equipment that fails due to mechanical or electrical issues. It’s particularly vital for businesses that depend heavily on machinery or specialized equipment.
  • Business interruption insurance can help replace lost income and cover ongoing expenses like payroll and rent if a covered event forces your business to close temporarily. It can also help ensure that your business can stay afloat during the recovery period.
  • Extra expense coverage can help cover additional costs incurred to minimize the disruption to your business operations after a covered loss. For example, it can pay for the cost of renting temporary office space or equipment.

Learn More

Contact Price Insurance to discuss commercial property insurance and how it can benefit your business.

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